That dreaded subject! If you are wealthy, maybe this isn’t a problem, I don’t know. But for most folks, we have to learn how to deal with money as a couple. In fact, I have heard that finances are one of the top causes of divorce. Not the lack, as one might think, but the handling of it.
Often, there is a saver and a spender in the marriage. We are wired differently, so it’s no use going on about which is best. I personally don’t think it matters – what matters is how you work together.
Use your strengths.
My man doesn’t enjoy budgeting, paying pills, figuring out how to deal with all that stuff. But I do, sort of! Now, it’s not my favorite thing in the world, mind you, but I can do it. Plus, I have more time to deal with it since I am at home. So I do the paperwork and watch the budget, and he brings home the bacon!
This works pretty good for us. I’m not perfect at it – I have forgotten to pay bills, yikes! But it is what works for us. You may be the opposite. It doesn’t matter who takes care of bills and budget, but someone should! Work together to figure out where your strengths are.
Don’t spend more than you should.
I hear wives doing this all the time; buying things they can’t afford. Please stop this! It is just wrong. You are supposed to be a team, pulling together. It shows a dreadful lack of care and humility, when you constantly overspend! He works hard to provide for you, the least you can do is stay in your budget. Maybe you work and earn your own money. That’s fine, as long as you aren’t running up bills for him to pay, or not paying your share of the bills!
- Don’t buy if you have to use credit. Do you really need that new outfit or gadget? Be content with the things you have, Jesus says.
- Don’t whine about what you can’t afford. He knows when times are hard, it just makes him feel bad for not being able to give you that new car or house. Be thankful.
- DO try to lower bills when possible. Shop sales. Buy off the clearance rack. Just don’t buy as much. Give simple gifts. Try to save some money each pay period.
- DO be thankful and grateful for what he provides. Tell him. Be cheerful.When the calves don’t bring much, trust God and keep a sparkle in your eyes. Remind him that God will provide, and you can figure this out – together!
- DO pray to God to provide your needs. Don’t complain to your girlfriends, don’t complain to anyone. Just take your needs to God.
To summarize: Trust God to provide, work together on your budget, be thankful for what he provides, live within your means. Honor God in this area, and He will honor you.
Today’s Challenge: Thank your man for working hard to provide for you. If you have been overspending, apologize and humbly ask him how you can be a better support with finances.
How is the challenges going for you? I’d love to hear in the comments!